Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Swit Dochodanta platform, website, and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
This is a general draft template provided for informational purposes only and does not constitute legal advice. It should be reviewed and adapted by qualified legal counsel before publication.
1. Acceptance of Terms
By creating an account, requesting access, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Description of Service
Swit Dochodanta provides AI-driven predictive analytics and risk assessment tools intended to support decision-making for individuals and institutions managing capital. The Service is provided on an "as is" and "as available" basis. Outputs generated by the Service, including forecasts, scores, and risk indicators, are informational in nature and do not constitute financial, investment, legal, or tax advice.
3. Eligibility and Account Registration
Access to certain features of the Service requires registration and approval. You agree to provide accurate, current, and complete information during the registration process and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
4. Access Approval and Account Suspension
Swit Dochodanta reserves the right, at its sole discretion, to approve, deny, suspend, or terminate access to the Service for any user at any time, with or without notice, including where we believe a user has violated these Terms, engaged in fraudulent or unlawful activity, or poses a risk to the integrity of the Service.
5. Acceptable Use
You agree not to: (a) reverse engineer, decompile, or attempt to extract the source code or underlying models of the Service; (b) use the Service to build a competing product; (c) use automated means to scrape, harvest, or extract data from the Service without authorization; (d) upload unlawful, infringing, or malicious content; or (e) use the Service in a manner that could damage, disable, overburden, or impair its operation.
6. No Financial or Investment Advice
Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument, nor as personalized investment, legal, accounting, or tax advice. You are solely responsible for any decisions made based on information obtained from the Service, and you should consult qualified professionals before making financial decisions.
7. Intellectual Property
All rights, title, and interest in and to the Service, including underlying software, models, designs, text, graphics, and trademarks, are and will remain the exclusive property of Swit Dochodanta and its licensors. These Terms do not grant you any right, title, or interest in the Service other than a limited, non-exclusive, non-transferable right to use the Service in accordance with these Terms.
8. User Data and Content
You retain ownership of any data or content you submit to the Service ("User Content"). By submitting User Content, you grant Swit Dochodanta a limited license to use, process, and store such content solely for the purpose of providing and improving the Service. You represent that you have all necessary rights to submit such User Content.
9. Fees and Payment
Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be disclosed to you prior to purchase. Unless otherwise stated, fees are non-refundable. Swit Dochodanta reserves the right to modify its pricing with reasonable advance notice.
10. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the Service is provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. Swit Dochodanta does not warrant that the Service will be uninterrupted, error-free, or that any predictive output will be accurate or reliable.
11. Limitation of Liability
To the maximum extent permitted by law, Swit Dochodanta and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Swit Dochodanta's total aggregate liability arising from or relating to these Terms shall not exceed the amount paid by you, if any, for use of the Service in the twelve (12) months preceding the claim.
12. Indemnification
You agree to indemnify and hold harmless Swit Dochodanta, its affiliates, and their respective officers and employees from any claims, liabilities, damages, losses, and expenses arising out of or related to your breach of these Terms or your misuse of the Service.
13. Termination
You may discontinue use of the Service at any time. Swit Dochodanta may suspend or terminate your access to the Service, in whole or in part, at any time and for any reason, including breach of these Terms. Upon termination, provisions of these Terms that by their nature should survive will continue to apply, including intellectual property rights, disclaimers, and limitations of liability.
14. Modifications to the Service and Terms
Swit Dochodanta reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time. We may also update these Terms from time to time. Material changes will be indicated by updating the "last updated" date below. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Poland, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts, unless otherwise required by applicable mandatory law.
16. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be replaced by a valid provision that most closely reflects the original intent.
17. Contact
Questions regarding these Terms may be directed through the contact channels made available on our website or via the request access form.
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